MasterCard is a brand of credit card operated by MasterCard International, a membership organization owned by the banks that issue its card. It was originally created by what was then the United California Bank (now First Interstate Bank) as a competitor to what is now the Visa credit card (now issued by Visa International), which at that time was BankAmericard and was issued by Bank of America. MasterCard is also part of the Cirrus ATM (cash machine) network, and also has the Maestro debit card network as well as the Master Money debit card

With approximately 25,000 MasterCard, Cirrus and Maestro members worldwide, MasterCard serves consumers and businesses, both large and small, in 210 countries and territories. MasterCard is a leader in quality and innovation, offering a wide range of payment solutions in the virtual and traditional worlds.

MasterCard International is a global payments company with one of the most recognized and respected brands in the world. We manage a full range of payment programs and services, including MasterCard credit cards, MasterCard debit cards, Maestro online debit cards, Cirrus ATM cash access, and related programs.

Whether you're starting out on your own or are a seasoned world traveler, you'll find a MasterCard credit card suitable for your lifestyle and needs. MasterCard offers the following cards:

Standard: For those just starting out or starting to re-establish their credit.

Gold: Superior purchasing power for those with a strong credit standing.

Platinum: For seasoned cardholders looking for exceptional spending flexibility and service.

World: Unlimited spending flexibility, at home and around the world.